Need an appraisal for an FHA-backed mortgage? Call Breedlove Appraisals, Inc.

The FHA keeps a roster of approved appraisers for each state - Breedlove Appraisals, Inc. is on the roster of approved appraisers for GA. This indicates that we are certified and approved by the FHA to do appraisal reports for house loans insured by them. A portion of the periodic training our staff at Breedlove Appraisals, Inc. completes deals strictly with understanding the FHA's documentation and their rules and procedures.

If you're in need of an appraisal for an FHA loan, please contact us, and we'll be able to help you right away.

The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD) - if your loan is an FHA-insured loan, it means it is insured by them. The lending organization takes care of all the loaned money; the FHA simply secures the loan with mortgage insurance in case the borrower defaults on his or her loan. Low-income and moderate-income homebuyers benefit from an FHA-insured financial transaction; the purpose of the Federal Housing Administration is to help credit-worthy potential buyers to meet expectations and qualifications for lending agencies that they otherwise would not.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. The loan programs that the FHA offers are acutely helpful to buyers with less starting capital.